Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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A Spotlight on Financial Literacy

Kiplinger’s Personal Finance

FOUR CAREER MOVES TO MAKE NOW • Worried about a recession? These steps to protect your job prospects will help you professionally whether a downturn develops or not.

AS GEN X NEARS RETIREMENT, CHALLENGES LIE AHEAD • Tapping home equity and working longer are key strategies that can help overcome a savings shortfall.

HOW TO MANAGE THE COST OF YOUR CHILD’S WEDDING • As the price of getting married soars, footing the bill is becoming a true family affair.

SEPTEMBER 2025

THE BIG BEAUTIFUL BILL BRINGS BIG CHANGES FOR TAXPAYERS • Older adults and homeowners in high-tax states will benefit, but some energy-saving tax credits will go away.

DEDUCTIONS FOR CHARITABLE GIVERS ARE SHIFTING

STAY A STEP AHEAD WITH OUR FAVORITE ETFS • The world of exchange-traded funds is evolving fast. Use our guide to build a lasting portfolio.

WHAT’S OUT, AND WHY

THE BEST STOCKS OF THE CENTURY • As we near the 25-year mark, we looked at which stocks have returned the most.

STOP BEING YOUR OWN WORST ENEMY • A veteran money manager shares common investing errors and how to avoid them.

China: Danger and Opportunity

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A DISCIPLINED OVERSEAS STRATEGY

Where to Get Foreign Dividends

FIND THE BEST BANK FOR YOU • Don’t settle for a bank that no longer fits your needs. Whether you prioritize high yields, low fees, premium services or other features, we have great options for you.

Get on Top of Costly Medical Bills • If you’re looking for a way to pay for looming health care expenses, or if you’ve already fallen into debt, you have avenues to ease the burden.

MAKE A PLAN NOW TO AVOID DEBT LATER

Financial Gifts for Grandchildren

The Pitfalls of a Cash Advance

A GUIDE TO ROTH CONVERSIONS • Moving funds from a traditional IRA or 401(k) to a Roth account can help you avoid hefty tax bills. But watch out for costly unintended consequences.

WHEN NOT TO DO A ROTH CONVERSION

Money Smart Ways to Give Back

STOCKS CAN SURVIVE GEOPOLITICS

What You Need to Know About the New Rules for Student Loans • Whether you’re paying off education debt now or planning to borrow in the future, get ready for bigger payments and lower loan limits.

EXPLORE YOUR ROOTS ON A HERITAGE TRIP • With some research and preparation, you can design a meaningful tour of your family’s ancestral home.

SHOULD YOU TAKE A DNA TEST?

PRESERVING STORIES FOR GENERATIONS TO COME • StoryCorps has recorded conversations between thousands of people, and anyone can participate.

Where You Can Retire Like a Millionaire • With posh apartments, spas, string quartets and haute cuisine, luxury continuing care communities pamper residents in style

KNOW WHAT YOU’RE GETTING INTO

Time Is Running Out on Social Security Benefits

Stocks to Get You Through a Recession

Stocks vs. Funds: It All Depends

What’s a Decent ROI on Retirement Time?

RETIREMENT REPORT • Enjoy a worry-free retirement for as long as you live.